Hail, high wind, and tornadoes are all considered “acts of God” which are covered by your homeowner’s insurance. The National Renewable Energy Laboratory (NREL) in Golden, CO, conducted a study between 2009 and 2013 and found that only 0.1% of all solar systems have been affected by severe weather. During 2018 a hail storm struck the National Renewable Energy Laboratory with hail reported as much as 2.75 in. in diameter. Amazingly, out of the 3,168 solar panels on the laboratory’s roof, only one sustained damage during the storm.